Inspired Lending completes £360k Scottish deal to support portfolio expansion

23 September 2025

Inspired Lending has completed its first loan in Scotland, agreeing a £360,000 facility that was introduced by a broker to help an experienced property investor raise capital against their portfolio of residential and commercial properties.

The borrower, who owns a lowly geared portfolio across Scotland, needed to release equity to fund the purchase of a site in Dumfries with outline planning permission for a new mixed-use scheme. They had secured the land at auction and required a short-term solution to complete the transaction.

Security was provided by way of first and second charges across two residential investment properties – one in Glasgow and one in Dumfries – including a third-party legal charge. The loan will be repaid from the sale of another commercial asset in the borrower’s portfolio, which is currently on the market.

Inspired Lending provides short-term funding for residential and mixed-use property projects, including refurbishment, conversion, development exit and capital raising.

Gavin Diamond, CEO of Inspired Lending, said:

“We’re pleased to support this case and mark our first completed loan in Scotland. This was a time-sensitive deal involving multiple securities and a third-party legal charge, but the borrowers had a clear strategy and strong existing portfolio.

“It’s an excellent example of how we work with experienced clients to structure capital raising solutions that are fast, flexible and grounded in the real value of their portfolio.”

For more information, visit: https://inspiredlending.co.uk