SDKA reduces business residential rate to 0.84% per month

30 September 2025

SDKA has dropped its Bridge 75 Residential rate by 50bps to 0.84% per month for loans over £250k and up to 75% LTV.

Designed for property investors with an active interest in buy-to-lets, houses in multiple occupation (HMOs) and buildings requiring refurbishments, terms are available from three-to-24 months with a maximum loan size of £10m.

The lender also recently launched its first-ever Bridge To Term product. Available for loans secured against residential and semi-commercial properties, the facility is available for 36 months with the first year bridge period standing at 1% interest per month and the two year term at 0.875% interest per month.

Bridge To Term is open for loans up to £300k with no valuation required when switching to term and no arrangement fee charged on the changeover. Brokers will also be paid at the origination of the loan plus an additional 0.5% when the term element begins.

Kunal Mehta, managing director of SDKA, said:

“The rate reduction has been made in in response to market conditions and a strong liquidity position which is allowing us to support clients with competitive pricing.

“Thanks to the excellent relationship with our flexible funding partners we have the ability to move our rates as required as well as being able to launch new products, such as Bridge To Term, all of which puts us foremost in the minds of bridging borrowers who want a truly individual service.”

SDKA is a specialist bridging lender offering products on residential, semi-commercial and commercial properties across England, Scotland and Wales.