Target Group comments on HMRC property transaction figures

30 September 2025

Melanie Spencer, growth director at Target Group, said:

“The non-seasonally adjusted figures show another uplift in property transactions, which is a positive sign for the market - particularly given the wider economic picture at play. It speaks of the resilience we are seeing among homebuyers and movers, as well as an increasing willingness among sellers to not stand on ceremony and tweak prices to close the deal. Underpinning this is the hard work of lenders to improve access and affordability with enhanced mortgage rules at their disposal.

“What the future holds for property transactions largely depends on what is announced in the Budget, as this will undoubtedly factor into the plans and the urgency of many prospective buyers. Any potential lag or calming could shift quite rapidly – particularly if we do see headline-grabbing changes to stamp duty policy. Such a change will turn up the heat for lenders and place even greater importance on having efficient, scalable and tech-enabled processes in place. For those without, digital transformation and outsourced services will be absolutely key.”