Spicerhaart PX comments on HMRC property transactions

01 October 2025

Neil Knight, divisional director at Spicerhaart Part Exchange and Group Clients, said:

“Given the backdrop of economic uncertainty at home and abroad, it is encouraging to see the non-seasonally adjusted data, which shows us the unfiltered view of transaction levels continuing to climb. Whether it’s in branches or our conversations with developers, the consensus is that there is still a strong appetite to move and buy within the market, as well as a real willingness among lenders and developers to support and facilitate transactions.

“There is of course the chance that appetite may shift as we edge closer to the Budget and economic policy becomes clearer. However, the activity we are seeing among developers in particular suggests that they remain proactive in creating opportunities to support purchases. A key example has been increasing uptake of the likes of part exchange or assisted move schemes. This is key in ensuring stock levels remain robust, all while reducing barriers for those already in the market and creating fresh opportunities for those looking to enter – buoyed by an increasing focus from lenders to improve access to mortgage products.”