Refurbishment Bridging. 80% LTV NET at 0.67% pcm!

01 October 2025

Market Leading Refurbishment Bridging. 80% NET at 0.67% pcm!

If you are purchasing a Residential property in need of Refurbishment, we have THE most competitive range of Refurb Bridging Finance options. Can also be used for works under Permitted Development, conversions to HMO, reconfigurations and renovations.

Up to 80% LTV Net on Day 1, with rolled up interest.
Lending off OPEN MARKET VALUE (and NOT 180 Day value!)
Subject to a maximum 75% Loan to GDV
Minimum net loan £200k
Maximum net loan £5m

Up to 90% of Purchase Price on Below Market Value purchases.

The following applies where the exit to the Bridge is via a refinance (as opposed to sale):

Loan sizes £200k to £1m come with a 1.5% Arrangement Fee
Loan sizes £1m to £5m come with a 1% Arrangement Fee
WITH NO ADDITONAL BROKER FEES!

Light Refurbishment
Interest at 0.67% pcm for 80% LTV net.
No Exit Fees.

Heavy Refurbishment
Interest at 0.75% pcm for up to 70% LTV net.
Interest at 0.85% pcm for up to 80% LTV net.
No Exit Fees.

With the above options, Borrower is to fund the cost of works, so no project monitoring.

Options are also available for Light & Heavy Refurbishment projects, providing the cost of works (in tranches & in arrears) as follows:

Light Refurbishment with Drawdowns
Up to 75% LTV NET on Day 1, with rolled up interest.
then 100% of cost of works (subject to a maximum of £500k)
subject to a maximum 70% Loan to GDV.

Interest at 0.78% pcm for up to 75% LTV net.
No Exit Fees.

Heavy Refurbishment with Drawdowns
Up to 75% LTV NET on Day 1, with rolled up interest.
then 100% of cost of works (subject to a maximum of £500k)
subject to a maximum 70% Loan to GDV.

Interest at 0.85% pcm for up to 75% LTV net.
No Exit Fees.

Monitoring costs are typically £500 for the initial report then circa £300 for each subsequent report when the Cost of Works is below £500k. For works above £500k, bespoke monitoring pricing applies.

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

Visit our website
Call Positive today on 0161 763 0321
info@positivecommercialfinance.co.uk