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We’re making some changes to Clydesdale Bank products

03 October 2025

We wanted to let you know that we’re making the following Clydesdale Bank product changes on Monday 6 October.

We will be making changes to our Variable rate range for new customers:

  • 2 Year Discount Offset products will be withdrawn, including the 80% LTV product at 5.19% for loans <£1m.
  • New Discount Variable rates will be launched, supporting customers opting for a variable rate with no Early Repayment Charge. The new 2 Year Discounts from SVR will start from 4.99% for loans <£1m.
  • For new BTL customers, the Offset Variable Investment Housing Loan (OVIHL) will cease to be available as an on-sale product, with current rate at 7.49%.

If you’re applying for a product that is being withdrawn, please send us the application by 8pm on Sunday 5 October. The new Discount Variable rates will be available for applications from Monday 6 October.

There are no changes to the product range for existing customers taking a Product Transfer or porting.

We'll also be moving end dates to 31 January of the relevant year.

You can find our current rates on our website. If you’ve got any questions, you can get in touch with your Business Development Manager.

The team at Clydesdale Bank