Rate reductions across our Credit Revive and Credit Restore ranges
09 October 2025
Lower rates across our Credit Revive and Credit Restore ranges
We’ve reduced rates by 0.20% on three of our Credit Revive and Credit Restore products, helping you support clients with recent or historic credit challenges.
Here’s what’s changed:
Credit Revive up to 85% LTV: now 5.89% (previously 6.09%)
Credit Restore up to 60% LTV: now 5.99% (previously 6.19%)
Credit Restore up to 75% LTV: now 6.49% (previously 6.69%)
Each product is a two-year fixed rate with a £999 product fee, available for purchase or remortgage up to a maximum loan size of £750,000.
These reductions continue our commitment to supporting borrowers who’ve experienced credit issues.
Credit Revive is suited to those with a small number of historic credit blips, such as missed payments, defaults or arrears, while Credit Restore caters for more serious or recent events, including CCJs or active debt management plans.
Both ranges are manually underwritten, so every case is assessed individually, ensuring a fair, human approach to lending.
Earlier this year, we also increased the maximum LTV on Credit Restore from 70% to 75%, giving even more flexibility to borrowers ready to take their next step.
View full product details here
Find out more..
Our Key Account Managers are on hand to talk through the details and answer any questions about criteria or cases that you’d like to discuss. Simply click below to find their details...
