Dudley Building Society launches new expat BTL five-year fixed-rate products starting from 5.59%

13 October 2025

Dudley Building Society has launched new five-year fixed-rate expat buy-to-let (BTL) products with rates reducing across its expat BTL range by up to 81bps, giving brokers more options when supporting landlords based overseas.

The new products include:

Expat BTL five-year fixed – 70% LTV – at 5.59% (capital and interest, interest only, or part and part)
Expat BTL five-year fixed – 80% LTV – at 5.89% (capital and interest, interest only, or part and part)

Both products have a £1,999 arrangement fee, and an early repayment charge of 4%, 3%, 2%, 1%, 1% over the five-year term. Borrowers can make overpayments of up to 10% per year without penalty.

The 70% LTV product represents a rate cut of 81bps, down from 6.40%, while the 80% LTV option provides higher leverage for brokers working with clients looking to expand or refinance their portfolios.

These changes come as the Society continues to refine its expat BTL range, ensuring brokers have access to competitive, practical products for clients investing in or remortgaging UK property from overseas.

Dudley Building Society has been providing mortgages and savings accounts on a local and national scale since 1858. With five branches in the region, the Dudley remains committed to its core philosophy of serving the communities in and around the Black Country and West Midlands area.

Rob Oliver, Distribution Director at Dudley Building Society, said:

“We’ve seen steady demand from brokers placing expat BTL cases, and these new five-year fixed rates are a direct response to that. The rate reductions will help brokers provide better value options to their clients, while our manual underwriting approach means we can consider cases on their individual merits.

“For expat landlords, the combination of fixed payments and very reasonable product fee plus repayment features can offer both stability and control at a time when managing overseas investments can feel more complex. We’re continuing to build on our BTL range to ensure brokers have practical, competitive options for every type of landlord.”

For more information, visit:
www.dudleybuildingsociety.co.uk/intermediaries