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Criteria updates giving you more flexibility for your clients
13 October 2025
Catch up on our latest criteria updates
We've updated our criteria to offer more flexibility for your clients. Here's what's new:
- Maximum loan increased to £2 million for standard residential and BTL products.
- Minimum loan now increased to £75,000 for all products apart from Ltd Co BTL and Holiday Let which is £100,000.
- AMV limits broadened to speed up processing and reduce costs to clients.
- Dual legal representation is no longer required for Ltd Co transactions involving a BTL or Holiday Let property.
- Gifts now accepted from parents living outside the UK.
- RTB applications now accepted on flats and apartments Standard criteria applies.
There's never been a better time to chat to our Intermediary team. Check all our criteria via the Criteria Hub or speak to Business Development Managers Kerrin and Ben to find out more about the range.
Check affordability on our calculator. Here's how to submit business with us and check our current service levels on the website.
