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Zephyr introduces 12-bedroom HMO and MUFB mortgage products
16 October 2025
Offering two-and five-year fixed term mortgage products for new or existing customers
Bristol, 16 October 2025 – Zephyr Homeloans, the specialist buy-to-let mortgage lender, is extending its mortgage product range.
Whereas previous Zephyr products covered Houses in Multiple Occupation (HMOs) or Multi-Unit Freehold Blocks (MUFBs) of up to six rooms or units, the new products are available for HMOS and MUFBs of up to 12.
The company is offering:
- 3.14% on a two-year, fixed rate mortgage product for HMOs and MUFBs with seven to 12 bedrooms or units up to 75% LTV, with a 7% fee.
- 5.04% on a five-year, fixed term, mortgage product for HMOs and MUFBs with seven to 12 bedrooms or units up to 75% LTV, with a 7% fee.
- 6.29% on a lifetime tracker for HMOs and MUFBs up to 75% LTV, with a 3% fee.
Paul Fryers, Managing Director at Zephyr Homeloans, said:
“We’re pleased to expand our HMO and MUFB mortgage product range.
“Our latest products enable brokers to offer their landlord customers greater choice to suit their businesses.”
