Market Harborough Building Society reduces residential larger loan rates by up to 0.26%
16 October 2025
Complex case specialist Market Harborough Building Society has reduced its residential larger loan rates by up to 0.26%, for cases between £3m and £5m.
The specialist lender’s variable and two, three and five-year fixed larger loan rates have dropped by the following:
- Tier one rates: by 0.21%
- Tier two rates: by 0.26%
- Tier three rates: by 0.11%
Its standard residential rates for cases up to £3m remain unchanged.
The Society’s larger loan rates now start from 5.19% fixed and 5.24% variable for tier one cases, with a fixed product fee of £2,495.
Market Harborough’s Head of Mortgage Distribution Iain Smith said:
“Our latest rate reductions across our larger loan range open the door for more clients looking to borrow between £3m and £5m. It ensures we’re well-positioned to support those borrowers with both simple and more complex circumstances, including high net worth individuals. We’re always listening to broker feedback and these cuts are part of our promise to stay responsive, flexible and easy to do business with.”
Market Harborough is known for its flexible approach to simple and more complex mortgage cases, including clients with non-standard income, unusual property types, or those with multiple complexities. Its tiered product structure allows brokers to match clients to the right solution based on case complexity, with the lowest residential larger loan tier for UK residents including self-employed, lending into retirement, joint borrower sole proprietor, second homes and simple annexe applications as standard.
The specialist lender’s range of award-winning mortgages cater for residential scenarios up to £5m, high net worth borrowers, expats, buy to let and holiday let and bridging finance.
More information about the specialist lender can be found by calling 01858 412345 or visiting www.mhbs.co.uk/intermediaries.
