LiveMore comment on inflation

22 October 2025

Simon Webb, managing director of capital markets and finance at LiveMore, comments:

“The fact that inflation has held steady this month will be welcome news for households suggesting that the Bank of England’s cautious approach is continuing to pay off. Stability is exactly what the markets were hoping for, and it reinforces expectations that price pressures are gradually being brought under control.

“The Bank will likely remain measured in its approach to base rate cuts, until there’s sustained evidence that inflation is on a clear downward path. For the later life lending market, this period offers an opportunity for borrowers to review their options and take advantage of a more settled outlook. Many over-50s are making financial decisions that span decades, so it’s important to focus not only on short-term movements but also on long-term resilience, ensuring that older borrowers have access to flexible, sustainable borrowing solutions as the market stabilises.”