Barclays cuts mortgage rates

23 October 2025

We’re cutting mortgage rates!  Highlight cuts to our higher LTV range, including 95%. All changes are effective from tomorrow, Friday 24th October.

• 4.87% 5 Yr Fixed £0 product fee, 95% LTV, Min loan £25k, Max loan £570k will decrease to 4.82%
• 4.28% 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m **NEW**
• 4.14% 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.05%
• 4.11% 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.01%
• 4.01% Green Home 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 3.91%

New products

Purchase only

• 4.28% 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m

Existing product decreases

Purchase only

• 3.91% Premier 2 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 3.85%
• 3.92% 2 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 3.86%
• 4.12% 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.06%
• 3.95% Premier 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 3.87%
• 3.96% 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 3.88%
• 4.16% 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.08%
• 4.92% 2 Yr Fixed £0 product fee, 95% LTV, Min loan £25k, Max loan £570k will decrease to 4.87%
• 4.10% Premier 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.00%
• 4.11% 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.01%
• 4.23% 5 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.19%
• 4.14% 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.05%
• 4.25% 5 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.21%
• 4.87% 5 Yr Fixed £0 product fee, 95% LTV, Min loan £25k, Max loan £570k will decrease to 4.82%
• 4.02% Green Home 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 3.96%
• 4.06% Green Home 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 3.98%
• 4.01% Green Home 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 3.91%
• 4.04% Green Home 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 3.95%