Liberty Leasing Announces Increase in Facilities to £10M with United Trust Bank

23 October 2025

Liberty Leasing today announces a £3M increase to its existing facility with United Trust Bank, bringing the total facility with the specialist bank to £10M. The additional funding will enable Liberty Leasing to further support UK SMEs in key sectors, including construction, engineering, transport, agriculture, and printing.

As an established independent lender, Liberty Leasing has full discretion over its lending decisions, allowing finance to be tailored to each customer’s unique needs. From simpler agreements to more complex, its human-led underwriting process ensures every deal is considered on its own merit, helping more businesses across the UK gain access to asset finance.

United Trust Bank (UTB) is an expanding specialist bank providing a wide range of secured funding facilities for individuals and businesses and deposit accounts for individuals, businesses and charities. UTB launched its block discounting activities in 2024, to provide competitive funding to non-bank lenders unable to fund their operations through retail consumer deposits. UTB has established relationships with small and medium sized independent asset finance companies funding Lease, Hire Purchase and Loan contracts.

Alan Cooper, Finance Director at Liberty Leasing, said:

"We're delighted to announce an increase in our United Trust Bank (UTB) block discounting facility to £10M. UTB has supported us since early 2024 with our provision of asset finance to UK SMEs, providing them with much needed asset finance to grow their businesses. We believe that this additional facility will enable us to further extend our support of British industry by providing asset finance to even more SMEs across the UK."

Julian Mellors, Head of Wholesale Financing at United Trust Bank, said:

“We’re very pleased to augment our Block Discounting Facility for Liberty Leasing, one of the leading independent asset finance companies in the UK. Liberty has been active in supporting UK SMEs for many years, and we’re keen to support independent finance providers like Liberty with the sources of funding they require to operate.”