London Credit completes urgent £240k commercial bridging loan

24 October 2025

London Credit has completed a £240,500 bridging loan to support the purchase of a commercial property in Bedfordshire, just north of Luton.

The property comprises two retail shops, both income-generating and occupied by long-term tenants, including one of the UK’s largest takeaway chains. The seller required urgent completion to redeem an existing loan with a mainstream bank, making speed and certainty of funding essential.

London Credit assessed the case and issued terms to meet the broker’s request for a fast turnaround. Close communication was maintained with both the broker and borrower throughout the process, enabling the deal to complete within approximately six weeks and within the seller’s deadline.

The loan was structured at 65% LTV over a nine-month term, secured against the commercial property. The stability of the rental income from established tenants reduced investment risk, ensuring a straightforward and reliable outcome for the borrower.

Marios Theophanous, Credit Manager at London Credit, said:

“Successful bridging relies on quick decisions and dependable delivery, and this case is a clear example of how we provide both. By acting promptly and working in partnership with the broker and borrower, we were able to meet a challenging deadline while supporting the purchase of a property with a strong tenant profile. It’s a result that shows how a clear process and practical approach can help investors complete transactions when timing is critical.”

For more information, visit: https://www.londoncredit.com/