LiveMore comments on HMRC Property Transaction data

31 October 2025

Simon Webb, managing director of capital markets and finance at LiveMore, commented:

“Another increase in seasonally adjusted property transactions is a positive sign that despite reservations about the potential outcomes of the Autumn Budget, there is still significant buyer demand.

“With inflation remaining steady at 3.8% for the third month in a row, a base rate cut next week isn’t completely off the cards and would provide some much-needed consistency for buyers still hesitant about whether this is the right time to commit.

“The over-50s in particular represent one of the most underserved and financially diverse segments of the market. At LiveMore, we believe the return of market momentum must go hand-in-hand with greater product flexibility and advice tailored to later life. With the right support, older borrowers can play a powerful role in driving market activity – not just as movers or refinancers, but as key enablers of intergenerational wealth and mobility.”