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Market Harborough Building Society launches limited edition larger loan deals

04 November 2025

Complex case specialist Market Harborough Building Society has added to its residential range by launching four new limited edition deals for cases between £3m and £5m, with rates starting from 4.30%.

Rates for the specialist lender’s new products are:

  • Two-year fixed rate of 4.30%, with a 2% product fee
  • Two-year discount rate of 4.35%, with a 2% product fee
  • Two-year fixed rate of 4.84% and a 1% product fee
  • Two-year discount rate of 4.89% and a 1% product fee

These deals cater for a range scenarios, including non-standard income, self-employed, lending into retirement, complex properties, joint borrower, sole proprietor and more. Up to 6x income is also considered (subject to affordability).

Market Harborough’s Head of Mortgage Distribution Iain Smith said:

“Our brokers have told us they want more choice for their larger loan clients. Our new limited edition deals mean we’ve increased the range of rate/fee options to suit different needs. This ensures we’re well-positioned to support larger loan borrowers, including high net worth individuals. It’s all part of our promise to stay responsive, flexible and easy to do business with.”

This follows the specialist lender’s recent announcement that it had reduced all fixed and variable rates across its standard UK residential larger loan range by up to 0.26%.

Market Harborough is known for its flexible approach to simple and more complex mortgage cases, including clients with non-standard income, unusual property types, or those with multiple complexities. Its tiered product structure allows brokers to match clients to the right solution based on case complexity, with the lowest residential larger loan tier for UK residents including self-employed, lending into retirement, joint borrower sole proprietor, second homes and simple annexe applications as standard.

The specialist lender’s range of award-winning mortgages cater for residential scenarios up to £5m, high net worth borrowers, expats, buy to let and holiday let and bridging finance.

More information about the specialist lender can be found by calling 01858 412345 or visiting www.mhbs.co.uk/intermediaries.