BBR held at 4% - comment from Kris Brewster, Director of Retail Banking at LHV Bank
06 November 2025
Here is a comment from Kris Brewster, Director of Retail Banking at LHV Bank:
“A hold at 4% is good news for savers as long as they continue to research the market and make the best use of the higher returns still available. The longer-term expectation is that rates will continue on the downward trajectory which began in August 2024 with some economist outliers believing it could go as low as 3 to 3.25% over the next two years.
“The tough inflationary climate is making it harder than ever to manage everyday spending and rising costs. It’s critical that consumers shop around now for the best rates on their interest-earning current and savings accounts while some providers still offer solid returns. Look for deals that reward your banking choice and work your money harder.”
