YBS COMMERCIAL LAUNCHES FAST TRACK BUY-TO-LET RANGE

11 November 2025

New range promises offer-subject-to-valuation in five working days

YBS Commercial Mortgages has added a new offering to its buy-to-let range this week, with new ‘Fast Track’ buy-to-let product options, available now.

The new ‘Fast Track’ range offers cheaper rates, a faster and more focused process, and has fewer documentation requirements, for more straightforward, lower-risk buy-to-let cases which are supported by experienced portfolio landlords. The new service applies to properties which are of standard construction, with an Energy Performance Certificate (EPC) rating of A-C, and a unit size of more than 35 square metres.

Providing that all supporting documents are provided within 10 working days of application, the commercial lender has committed to providing an offer (subject-to-valuation) within five working days. YBS Commercial is also offering the option for borrowers to use Title Insurance (subject to meeting the criteria) for a faster completion time.

Should a deal fall outside the specified Fast Track parameters, but meet normal lending criteria, the lender will offer the borrower an alternative product from its standard buy-to-let range.

The new fast track offering is available for interest-only loans of between £500K and £3 million, for property purchase or refinance, and eligible products are a five-year fix up to 65% LTV at a competitive rate of 4.40% with a 2% fee, or a five-year fix up to 75% LTV at 4.60% with a 2% fee.

Angela Norman, managing director at YBS Commercial Mortgages, said:

“We’re really pleased to demonstrate our continued support for portfolio landlords with this new range.

“The new service level agreement tailored specifically for this new product means we can provide clarity and certainty even earlier in the application process for those with more straightforward cases.

“This move also demonstrates our ongoing commitment to making improvements which enhance the customer journey wherever possible, acting on feedback from our valued brokers.”