Mera Investment Management loan book grows to over £100m
11 November 2025
Real estate lender Mera Investment Management is pleased to announce it has surpassed £100 million in total lending, marking a significant achievement in the company’s continued expansion within the UK’s specialist real estate finance market.
In 2025, Mera has more than doubled its assets under management, further cementing its position as a fast-growing provider of institutional-quality real estate finance.
The average loan size has increased to £9 million (up from £8 million in 2024), with an average term of 18 months.
LTVs across the portfolio range from 40% to 75%, with a blended LTV of 55%.
Mera’s loan book continues to show strong diversification, with exposure across multiple asset classes:
- Residential – 59%
- Self-Storage – 11%
- Leisure & Hospitality – 10%
- Office – 14%
- Land – 6%
Regionally, lending activity is concentrated in London (35%), the South East (47%), and the Home Counties (14%), with some exposure in the South West (4%).
Over the past year, Mera has expanded its team with several strategic hires, including Raj Bath as Portfolio Manager and Paul Bembridge as Financial Director. Two more senior team members are expected to join before the end of 2025 as the firm strengthens its origination, portfolio management, and investor relations functions to support its next phase of growth.
This expansion aligns with Mera’s strategy to secure additional funding lines from both institutional and private capital partners — a move designed to accelerate its lending capacity and scale its platform further in 2026.
Edward Matthews, CEO of Mera Investment Management, commented:
“Hitting £100 million in lending is a proud moment for the team and a clear sign of the market’s trust in our model. Over the past year, we’ve built strong momentum — both in terms of origination and team capability — and that gives us a powerful platform for what comes next. Our sights are firmly set on surpassing £200m by the end of 2026.
“We are now actively exploring new funding lines that will allow us to further broaden our reach and support a wider range of borrowers and projects across the UK. 2026 will be a year of accelerated growth for Mera, and we’re confident that our combination of service led approach, flexibility, and ability to invest equity will continue to set us apart in the real estate lending space.
“As we look ahead, our focus remains on sustainable growth: scaling responsibly, deepening partnerships, and continuing to deliver strong outcomes for our investors and clients.”
Mera’s lending momentum in 2024–2025 has been underpinned by a series of significant transactions and strategic developments:
- £15m luxury self-storage facility – Mayfair, London
In October 2025, Mera announced its support of a 42,000 sqft premium self-storage facility in the heart of Mayfair. The development will offer 593 units and will be the first of its kind in the UK in terms of luxury fit-out and advanced security features.
- £7.5m bridging loan – warehouse and self-storage, South East England
In June 2025, Mera completed a £7.5 million bridging loan secured against a warehousing and self-storage project in Southeast England. The 18-month facility provided flexibility for the developer to complete sales and pre-lets and demonstrated Mera’s ability to structure around complex title issues.
- £11m residential bridging – Holland Park, London
Earlier in 2025, Mera completed a £11 million bridging facility secured on a prime residential property in Holland Park, further illustrating its appetite for high-value urban residential lending.
- £4m bridging loan – Reading co-living scheme
Mera provided a £4 million acquisition facility for the purchase of Greyfriars House, Reading, enabling its planned conversion into 266 co-living units — the first of its kind in the town. The facility completed within four weeks
- Expanded institutional funding lines
In March 2025, Mera announced two new institutional credit lines totalling over £100 million, arranged with the support of Altenburg Advisory. The facilities will enhance Mera’s capacity to provide larger and more flexible loans.
- Product and pricing development
In January 2025, Mera introduced new pricing for larger facilities of £20 million and above, with rates from 0.85% per month for terms of one year or more — reflecting the firm’s readiness to accommodate larger transactions and its responsiveness to evolving market demand. (Source: cherryplc.co.uk)
- Strategic Research with the London School of Economics
- In September 2025, Mera’s announced its partnership with the London School of Economics (LSE) to co-author research into the role of non-bank finance in UK real estate, a collaboration aimed at shedding light on the sector’s growing importance amid structural shifts in traditional credit markets.
These completions and funding initiatives highlight Mera’s growing scale and capability in providing structured, flexible financing across a broad spectrum of asset classes and borrower profiles.
