OPDA welcomes new member Credas

12 November 2025

The UK’s leading provider of identity verification for house purchases has joined the Open Property Data Association (OPDA).

Credas is the latest member to join the growing ranks of the OPDA, whose mission is to make the homebuying process faster and more transparent through the sharing of digital property information.

Credas is a leading digital identity verification provider and provides services to estate agents and conveyancers, covering 60% of ID checks on UK housing transactions. Its vision is to speed up the process of customer onboarding and compliance checks through a simple, automated process.

CEO Tim Barnett said he was excited to be joining like-minded institutions in the OPDA to create a more transparent and trusted housing market for consumers.

He said: “With the recent announcement of the launch of the Credas Compliance Wallet, we are committed to making identity verification and compliance data sharable and easily accessible.

“We are looking forward to collaborating with other members to minimise the number of checks needed throughout the home buying process, creating an easier, seamless process for all.”

OPDA is a membership community of organisations who share and use open data for the benefit of all. Founded in June 2023, it promotes the use of trusted open property data and provide a forum for collaboration and innovation in the industry. They also created the property data trust framework which seeks to allow safe and secure access and sharing of verified data to facilitate an improvement in the homebuying and mortgage experience for consumers and industry professionals. These standards are central to delivering a digital future for the property market.

Maria Harris, chair of the OPDA, said:

“Homebuyers are asked for to supply proof of identification on average four times in each transaction in different ways and to different parties creating a huge amount of duplication and discomfort for the consumer.

“Credas is helping to remove barriers and customer frustrations by supplying a digital identity which can be trusted and shared across the customer journey, and we welcome their involvement with the OPDA.”

Credas joins leaders in the property industry including major mortgage lenders, NatWest Group, HSBC, Nationwide and Lloyds Banking Group. Other members include Atom Bank, PEXA, Movera and Coadjute.

Since its launch, OPDA has delivered open property data standards and models for trustable and shareable data. The free and open-source tools have been created and tested in collaboration with every sector across the property industry. Those using OPDA’s data standards for digital property packs have seen the time reduced from mortgage offer and purchase accepted to exchange of contracts within 15 days.

For more information, visit: https://openpropdata.org.uk/.