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The Mortgage Works cuts buy-to-let rates again across new business products
17 November 2025
The Mortgage Works is cutting rates on selected buy-to-let products by up to 0.20 percentage points. The new rates will be effective from tomorrow, 18 November.
New business rate reductions include:
- Buy-to-let one-year fixed rate (purchase and remortgage) at 2.49% with a 2% fee, available up to 75% LTV (reduced by 0.20%)
- Buy-to-let two-year fixed rate (purchase and remortgage) at 2.71% with a 3% fee, available up to 75% LTV (reduced by 0.18%)
- Buy-to-let five-year fixed rate (remortgage only) at 3.67% with a 3% fee, available up to 75% LTV (reduced by 0.12%)
New business rate reductions for Limited company include:
- Limited company buy-to-let two-year fixed rate (purchase, remortgage and further advance) at 4.89% with a £1,495 fee, available up to 75% LTV (reduced by 0.20%) – with free valuation.
- Limited company buy-to-let five-year fixed rate (purchase, remortgage and further advance) at 4.94% with a £1,495 fee, available up to 75% LTV (reduced by 0.18%) – with free valuation.
- Limited company buy-to-let five-year fixed rate (remortgage only) at 4.99% with a £1,495 fee, available up to 75% LTV (reduced by 0.18%) – with free valuation and free legals.
Joe Avarne, Senior Manager at The Mortgage Works, said:
“We’re pleased to support landlords with some further rate reductions on selected mortgages from tomorrow.”
