LiveMore comments on inflation

19 November 2025

Simon Webb, managing director of capital markets and finance at LiveMore, comments:

“Given the shadow the Budget is casting over the sector, inflation beginning to take a downward trajectory, as forecast by the Bank of England, provides a glimmer of hope.

“But whether we get another base rate cut before the end of the year now entirely rests on how the sector and the MPC reacts to Reeve’s economic roadmap next week.

“For the later life lending market, now is the time for borrowers to lock in a deal, before the Budget throws a few spanners in the works. Many over-50s are making financial decisions that span decades, and while short-term movements are inevitable, the long-term need for flexible, accessible borrowing options remains clear.

“This period offers a chance to strengthen conversations around building financial resilience in later life, ensuring older borrowers continue to benefit as the market evolves in a positive direction.”