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Hope Capital Property Finance celebrate fifteenth year in business

19 November 2025

At Hope Capital Property Finance, we’re more than just a bridging loan company – our Relationships Go Beyond Lending. We don’t believe in misleading jargon, which is why we offer flat rates and LTVs across our bridging range so our brokers immediately know what their clients can benefit from.

Our offering means a single rate can be applied to benefit a multitude of projects, including structural and non-structural light, medium and heavy refurbishment cases. Available on loan amounts between £100k - £5m, across England, Wales and Scotland for a term of 3 - 18 months:

  • Residential bridging loans: 75% LTV at 0.85%
  • Semi-commercial bridging loans: 70% LTV at 0.95%
  • Commercial bridging loans: 65% LTV at 0.99%

Our products can be used for several purposes including purchasing an investment property, re-finance, re-bridging, capital raising for business purposes, auction, light, medium and heavy refurbishment projects, finish & exit and development exit cases.

Since being established in 2011, we pride ourselves on our customer service, and the fact that we go the extra mile to help our brokers and clients find the right solution. What can you expect?

Enquiries: Responded to within 1 hour

AIP: Issued within 2 hours

Initial due diligence: Commenced immediately upon receipt of the application

Dedicated underwriter: Direct access to a decision maker

Funds: Typically, made available between 1 to 4 weeks. 28-day turnaround for auction purchases

Not forgetting our market leading key features, which are available on a case-by-case basis:

  • Instant valuations at no cost to the borrower
  • Desktop valuations within 48 hours
  • Full title insurance
  • No upfront legal undertaking
  • Dual representation
  • No exit fees
  • Flexible payment options
  • Up to 100% purchase price is available with additional security as a 1st or 2nd charge
  • England, Wales, and Scotland
  • Adverse credit considered

Discover how we can help:

Call: 0151 523 5998
Email: newdeals@hope-capital.co.uk
Visit: hope-capital.co.uk