Cumberland cuts rates on core holiday let products

02 December 2025

Cumberland Building Society will reduce rates by 0.20% on its core holiday let range from 2 December for holiday let landlords looking for a better deal in 2026.

The changes to the Society’s core holiday let product range include a reduction to its two-year and five-year fixed rates from 4.98% to 4.78%.

The Society has made the decision to cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector, and help brokers secure better outcomes for clients.

The products come with a £999 fee and are open to both property purchasers or remortgage cases.

Having supported the Holiday Let sector for over 20 years, The Cumberland offers its products both direct and through intermediaries nationwide.

Grant Seaton, Head of Intermediary Lending at The Cumberland, said:

“Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026.

“We keep our holiday let pricing under close review so we can support more customers in the short term let sector. These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”