Dudley Building Society launches Skilled Worker Visa lending with new product range
04 December 2025
Dudley Building Society has launched its Skilled Worker Visa lending proposition after a successful pilot, supported by a refreshed range of mortgage products for borrowers working in the UK on a Skilled Worker Visa.
Skilled Worker Visa criteria
Dudley will consider Skilled Worker Visa applicants who meet the following:
- Minimum 12 months residency in the UK.
- Minimum 12 months remaining on the Skilled Worker Visa.
- Minimum income of £30,000.
- Maximum loan-to-value of 90%.
- Gifted deposits accepted up to 50% of the deposit.
- Any country of origin considered.
- A broad range of professions considered.
The Society will also consider more complex cases through a personalised assessment.
Additional features include:
- Joint borrower sole proprietor (JBSP), including non-family members.
- No credit scoring.
- Manually underwritten decisions.
- A choice of interest rate types.
New Skilled Worker Visa products
Alongside the updated criteria, the Society has introduced a new product range designed to give brokers clear options for Skilled Worker Visa clients.
Fixed-rate products:
- Two-year fixed at 80% LTV priced at 5.45%
- Five-year fixed at 80% LTV priced at 5.45%
- Two-year fixed at 90% LTV priced at 5.70%
- Five-year fixed at 90% LTV priced at 5.70%
Discounted products:
- Two-year discount at 80% LTV with a discounted rate of 2.69% from our standard variable rate
- Two-year discount at 90% LTV with a discounted rate of 2.54% from our standard variable rate
All products carry a £999 arrangement fee and follow the Society’s standard early repayment charges. Borrowers can repay up to 10 percent each year without penalty. All products are available on a capital and interest basis.
Dudley Building Society has been providing mortgages and savings products since 1858. The Society lends from £25,000 to £2.5 million across its residential and specialist ranges and supports brokers through manual, case-by-case assessment.
Rob Oliver, Distribution Director at Dudley Building Society, said:
“We have seen consistent interest from brokers supporting clients on Skilled Worker Visas. By expanding this proposition to the whole market and refreshing our products, we want to give brokers a clear framework to work within and a straightforward route to place these cases.
Our manual approach allows each case to be assessed on its own merit. This update ensures brokers can include Dudley Building Society in their considerations when working with Skilled Worker Visa clients.”
For more information on Dudley Building Society’s mortgage range, visit:
www.dudleybuildingsociety.co.uk/intermediaries
