Twenty7tec partners with Smart Currency Exchange to support clients with international property deposits

17 December 2025

Twenty7tec has announced a new partnership with Smart Currency Exchange, bringing an integrated international payments solution to its platform to help advisers better support clients using overseas funds for property deposits.

The partnership enables advisers to seamlessly identify and support clients transferring money from abroad, including overseas savings, gifted deposits from family members, or inherited funds. Through Smart Currency Exchange, clients can secure guaranteed exchange rates, helping to protect their deposit from currency fluctuations and providing greater certainty throughout the homebuying process.

The move follows industry research showing that 95% of clients holding international funds require support with overseas payments in order to complete their property purchase. By integrating Smart Currency Exchange into the Twenty7tec platform, advisers can offer an enhanced level of service while also unlocking a new, long-term revenue opportunity.

Advisers who refer clients to Smart Currency Exchange will receive 25% of all commissions generated for the lifetime of each client, with average earnings of around £625 per referral. The referral process is fully embedded within the platform, requiring no additional administration or changes to existing workflows.

Clients with international currency exposure are automatically flagged within Twenty7tec, and advisers are prompted to refer them via a dedicated Smart Currency tile, ensuring a simple and intuitive experience. Referred clients benefit from specialist guidance and access to secure, timely, and cost-effective international transfers from a provider that has already transferred more than £12 billion for homebuyers.

“We’re incredibly excited to be partnering with Twenty7tec on this integration, which represents a real first for mortgage sourcing. By embedding international payments directly into the adviser journey, we’re helping to remove one of the biggest pain points for clients with overseas deposits or those looking to purchase abroad. This partnership reinforces our commitment to supporting the mortgage market with a high-quality ancillary service that simplifies complex international transfers, while also delivering clear commercial benefits for advisers through a seamless, integrated referral model.”

Nicholas Partington
Partnerships Director

The Smart Currency Exchange service is now live on Twenty7tec, allowing advisers to begin referring clients immediately and benefit from lifetime commission on every successful referral.