Buckinghamshire Building Society reintroduces Fixed Rate Everyday Expat Buy to Let mortgage

17 December 2025

Buckinghamshire Building Society has relaunched its Fixed Rate Everyday Expat Buy to Let mortgage, offering brokers a stable, short-term solution for expat landlords seeking payment certainty amidst ongoing market reforms.

The two-year fixed rate is available at 5.79% until 29th February 2028, up to 75% LTV, for loan sizes between £50,000 and £500,000, with a product fee of £1,195. The product is open to expat landlords with no more than three UK buy-to-let mortgaged properties.

The product’s return reflects growing demand among expat clients for fixed rate options that provide financial certainty without locking into long-term deals. This is particularly relevant as the sector adjusts to changes in landlord taxation and upcoming legislation, including the Renters Reform Bill, which continues to influence investment strategies.

Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, said:

“We’ve seen a clear increase in broker enquiries from expat landlords who want the security of a fixed rate but are still cautious about long-term commitments. With further changes expected in the private rental sector, this product gives landlords the breathing space they need while maintaining flexibility.

“Our approach to expat lending is simple and supportive – we apply the same level of care, clarity and case-by-case consideration as we do across our entire range. This product is another example of how we’re responding to broker feedback and helping landlords navigate change with confidence.”

The Society encourages brokers to speak to their Key Account Manager or visit www.bucksbs.co.uk/intermediaries for more information.