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Finova Broker comments on inflation

17 December 2025

Matt Harrison, Customer Success Director at Finova Broker said:

“Next year is set to be a big year for refinancing, with 1.8 million mortgages due to mature according to UK Finance. Many of these borrowers have been happily sat on a pandemic deal of less than 3% for the last five years but are now looking down the barrel of a significant increase in monthly repayments as rates stand.

“A cut to the base rate tomorrow, followed by another in the new year, could make a big difference to available interest rates and ease affordability pressures for borrowers. With inflation falling, the Monetary Policy Committee have no reason not to give borrowers what they need.”