Ending 2025 on a high

17 December 2025

We hope 2025 has been successful for you and your business. As we approach the end of the year, we wanted to look back and celebrate some of the exciting changes we’ve made.

Making it easier to work with Clydesdale Bank

We’ve given the Clydesdale Bank website a makeover, improving the navigation and search functionality for lending criteria and products, so it’s easier to find what you need.

We’ve also improved your access to underwriters, so you can now call them directly to discuss complex cases for loans of £500k or more.

Clydesdale Bank’s policy has seen improvements too. We’ve enhanced the criteria for interest-only and part and part loans, and for foreign nationals. We won’t need to see bank statements in as many cases, and we’ve built the customer declaration and Direct Debit Mandate into Clydesdale Bank’s online application, which means there are no more wet signatures needed.

Even greater value from Virgin Money

Virgin Money’s residential Product Transfer deals now match or beat the rates offered to new remortgage borrowers. This matches Nationwide’s pledge to provide great value to existing members, ensuring our current customers get the same—or even better—rates as new ones.

Virgin Money’s lending policy has also been improved for benefit income and lending into retirement.

Business Development Managers

We also wanted to remind you that our BDM service has changed for some brokers. Whether you’re looking for a chat or a face-to-face meeting, we have dedicated BDMs in the field and on the phone, ready to help with both Virgin Money and Clydesdale Bank products. Find your BDM contact here.

Don’t forget that your BDM is the best person to answer any burning questions you might have. Get in touch for a chat.

Not registered for our Clydesdale Bank panel?

We can help with the quirky cases that don’t fit the standard mortgage application box. Don’t miss out, register here.

The team at Virgin Money