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Comment from Movera on base rate cut

18 December 2025

Nick Hale, CEO at Movera, to today’s base rate reduction to 3.75%:

“The decision to cut the base rate has been widely anticipated and will provide a shot in the arm for the housing market. We’re already seeing lenders reducing their rates, increasing affordability for borrowers, and I expect this to be the springboard for a busy 2026 in the mortgage market. Despite the challenging economic environment, buyer demand remains high and this will also stimulate the remortgage market.

“With transactions on the rise, our job is to make sure that we’re ready to continue to support home movers and our partners with digitally transformed and streamlined case progression, where service quality with a personal touch is key - in a market that’s gearing up for growth.”