LiveMore comments on the MPC decision

18 December 2025

Simon Webb, managing director of capital markets and finance at LiveMore, commented:

“Today’s base rate cut will provide welcome breathing space for many older borrowers, particularly those on variable rate or tracker products. The Autumn Budget announcement included a number of changes that will disproportionately affect many older homeowners, especially those who are asset-rich, but cash-poor. Falling interest rates as we head into 2026, will increase affordability for any older borrowers looking to remortgage, as part of the estimated 1.8 million mortgages due to mature next year.

“Affordability is a key concern at LiveMore, so we’ve designed our lending solutions to consider more than just traditional lending criteria. Via our Mortgage Matcher® we can also identify solutions from our wide range of products, whether that’s a RIO mortgage, interest-only product or lifetime mortgage, that may be appropriate for clients.”