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We’re increasing our residential mortgage rates

03 February 2026

With effect from Wednesday 4th February, we’ll be making a number of increases to our residential mortgage rates.

The change includes increases to the following fixed rate product ranges:

  • Home Mover – 2 year 60% – 95%% LTV increasing by up to 0.10%
  • First Time Buyer – 2 year 60% – 95% LTV increasing by up to 0.10% and selected 5 years increasing by up to 0.07%
  • Remortgage – 2 and 5 year 60% – 75% LTV increasing by up to 0.07%

Click here to view the upcoming changes.

HSBC UK


For Intermediary use only.