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We're making increases to Clydesdale Bank rates

03 February 2026

We wanted to let you know that we’re increasing the following Clydesdale Bank Residential fixed rates on Wednesday 4 February.

Core Residential Purchase & Remortgage Rates

2 year fixed 80% LTV rates for loans up to £500,000 and for loans up to £1,000,000 will increase by 0.10%.
2 year fixed 80% LTV rates for loans over £1,000,000 and up to £2,500,000 will increase by 0.10%.
2 year fixed 85% LTV rates for loans up to £500,000 and for loans up to £1,000,000 will increase by 0.05%.
2 year fixed 85% LTV rates for loans over £1,000,000 and up to £2,500,000 will increase by 0.10%.
2 year fixed 85% LTV rates for capital and interest only loans less than £1,000,000 will increase by up to 0.22%.
2 year fixed fee offer 90% LTV rate for loans less than £1,000,000 will increase by 0.13%.

Core Residential Product Transfer Rates

2 year fixed 80% LTV rates for loans over £1,000,000 and up to £2,500,000 will increase by 0.10%.
2 year fixed 80% LTV rates for capital and interest only loans less than £1,000,000 will increase by up to 0.22%.
2 year fixed 85% LTV rates for loans over £1,000,000 and up to £2,500,000 will increase by 0.10%.
2 year fixed 85% LTV rates for capital and interest only loans less than £1,000,000 will increase by up to 0.22%.
2 year fixed fee offer 90% LTV rate for loans less than £1,000,000 will increase by 0.13%.

Professional Residential Fixed Rates

Broker Exclusive Fixed Rates

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates on our website. If you’ve got any questions, you can get in touch with your Business Development Manager.