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BoE Base Rate Comment
05 February 2026
Adrian Moloney, Group Lending Distribution Director, Precise, comments on today’s Bank of England interest rate decision:
“While many borrowers will have been hoping for an interest rate reduction, a period of stability should at least provide some reassurance and help households plan with greater confidence.
“Despite the base rate remaining unchanged, there is good news on affordability - with positive movement on mortgage rates and more flexible products coming to market, to help more home buyers and movers make the leap this year.”
