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MPC votes to maintain Bank Base Rate at 3.75%
05 February 2026
BoE Base Rate commentary Kris Brewster, Retail Director at LHV Bank:
“The Bank of England has failed in its brief to get inflation down to 2% and consumers are paying the price for it month after month through their household bills.
“One way for consumers to protect their finances and beat persistent inflation is by shopping around to switch to current account rates offering inflation-beating rates of 3.75% AER, rewarding customers for their loyalty in a market that so often returns very little on day-to-day money. Moneyfacts data suggests one in four savers have never switched accounts, ”
