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Buy to Let That Works Harder!
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Whether your landlord client has a spotless credit profile or a few historical bumps along the way, our Buy to Let range is designed to help you place more cases with confidence.
At Buckinghamshire Building Society, we offer a flexible and pragmatic Buy to Let proposition, now strengthened with the launch of our Credit Revive BTL range - available for both Personal and Limited Company landlords.
Our core Everyday BTL range supports landlords with:
- Up to 80% LTV and a maximum loan size of up to £1m (product dependent)
- Historic mortgage arrears (none in the last 2 years)
- Credit blips considered (up to £250 utilities and communications defaults in the last 2 years, small CCJs (subject to limits and recent history), limited payday loan use and more...
It’s a strong, straightforward solution for standard cases where a little common sense underwriting makes all the difference.
NEW: Credit Revive Buy to Let (Personal & Limited Company options available)
For landlords rebuilding after previous credit issues, our Credit Revive BTL range provides a clear and structured pathway back into the market.
Highlights include:
- Up to 75% LTV (product dependent)
- Loans up to £500k
- Mortgage arrears considered (subject to limits and recent history)
- CCJs considered up to £500
- IVA/Bankruptcy accepted once satisfied / discharged (subject to timeframe and clean conduct since)
- Underwriter discretion on certain historic defaults and adverse
This range recognises that adverse credit doesn’t define a landlord’s future - particularly where issues are historic and conduct has since stabilised.
If you’ve got a buy to let case that doesn’t quite fit the high street, or one that needs a lender prepared to take a balanced view, we’d love to talk.
Speak to your Key Account Manager or download our full BTL credit matrix for more details.
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Buckinghamshire Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 206022.
This is not a consumer advertisement. This is intended for Professional Advisers and should not be relied upon by private investors or any other persons.
This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify the error to the sender and immediately delete this email and any attachments from your system. Internet communications are not secure and therefore Buckinghamshire Building Society does not accept legal responsibility for the contents of this message and does not accept any liability arising from interception or corruption. Any views or opinions presented are solely those of the author and do not necessarily represent those of Buckinghamshire Building Society. Buckinghamshire Building Society monitors all incoming and outgoing email correspondence.
Buckinghamshire Building Society High Street Chalfont St Giles HP8 4QB Phone: 01494 879500 Email: info@bucksbs.co.uk
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