Marsden enhances Expat criteria with a series of key updates
18 February 2026
Marsden Building Society has introduced a number of enhancements to its expat mortgage criteria, including improved options for expats purchasing flats.
The latest changes apply across both the Society’s Expat Residential and Expat Buy to Let products, offering greater flexibility and support for UK and foreign nationals (with permanent rights to reside) living overseas. Key updates include:
- Maximum LTV for flats increased from 60% to 75%
- 100% flat roofs now considered (subject to valuers’ comments)
- Maximum permitted storeys increased from 6 to 8
- Maximum storeys with lift requirement increased from 4 to 6
Additionally, the minimum property value has reduced from £167,000 to £150,000 for Expat Buy to Let solutions only.
Jo Cave, Head of Mortgages at Marsden Building Society, said:
“Supporting expat borrowers is an important part of our specialist lending approach. Regularly reviewing our lending policies ensures we continue to meet the evolving needs of intermediaries and their clients. These updates are designed to offer greater flexibility and more tailored options, reinforcing our commitment to personalised lending solutions.”
The Society’s Expat Residential and Expat Buy to Let mortgage products are available on its website and via sourcing systems. For more information, visit www.marsdenintermediaries.co.uk.
