Rely rescues £2.1m buy to let deal

19 February 2026

Specialist buy to let (BTL) lender Rely has helped rescue a £2.1 million long term mortgage financing deal in partnership with Carbon Funding Consultants (Carbon FC).

The case involved a brand new, exclusive gated development of four high end rental homes held under a single title, forming a newly created investment portfolio.

The client approached Jade Martell, Mortgage Broker, Carbon FC after another lender was unable to proceed due to a policy restriction. With just nine weeks before the expiry of the development finance facility, Jade was tasked with sourcing a lender able to refinance and transition the borrowing onto a long term buy to let solution.

Having worked together on a previous buy to let case, Jade engaged Nathan Chand, BDM, Rely, who quickly confirmed the case fell within lending policy. Rely then worked closely with Carbon FC to progress the case at speed. Despite the challenge of completing over the 2025 festive period, Rely finalised the deal a full working week ahead of deadline, avoiding additional development loan fees and securing the client’s long term investment strategy.

Adrian Moloney, Group Lending Distribution Director, OSB Group said

“This is a great example of how Rely can support a wide range of buy to let scenarios. Jade and Nathan did a fantastic job to turn the case around within a tight time frame, and it really showcases the value of our in house expertise. The development itself represents a high quality addition to the rental market and highlights the true capabilities of Rely.”

Jade Martell, Mortgage Broker, Carbon FC said

“This was a rewarding case and a great demonstration of what Rely can deliver. With only nine weeks before the development loan expired (and over the Christmas period) it completed in just eight weeks, comfortably ahead of schedule. This wasn’t a simple AVM-led case either; it required a long form valuation, making the outcome even more impressive.”