ACCORD CUTS RESIDENTIAL RATES BY UP TO 0.24% AT LOWER LTVs, WITH BUY-TO-LET RATES ALSO REDUCED

25 February 2026

Accord Mortgages is cutting rates this week on both its residential and buy-to let product ranges, effective tomorrow (Thursday, 26 February).

The new range for residential borrowers offers significant reductions of up to 0.24% on products at 75%, 80% and 85% loan-to-value (LTV); with selected products also reduced by up to 0.09% at 90% LTV. Rates at 95% LTV are increasing by up to 0.19%.

For its buy-to-let range, the intermediary-only lender’s reductions include decreases of up to 0.07% on products at 60%, 65% and 75% LTV.

Highlights of the new residential range include:

A two-year fixed rate at 4.24% (was 4.44%) for house purchasers up to 85% LTV, which comes with no fee, £300 cashback and free standard valuation
A three-year fix at 3.98% (was 4.16%) for those remortgaging up to 75% LTV, which comes with a £495 fee, free standard valuation and remortgage legal service
And a five-year fix at 3.99% (was 4.19%) for those remortgaging up to 75% LTV, which comes with a £1,495 fee, free standard valuation and remortgage legal service.

Highlights of the improved buy-to-let range are:

A two-year fixed rate up to 75% LTV, available for those remortgaging at 4.09% (was 4.16%), with a £995 fee, free standard valuation and remortgage legal service
A two-year fix up to 75% LTV for those remortgaging, at 3.94% (was 4.01%), which comes with a £1,995 fee, free standard valuation and remortgage legal service
And a five-year fix up to 65% LTV, available for house purchase, at 4.08% (was 4.14%), which comes with a £3,495 fee, free standard valuation and £500 cashback.

Aidan Smith, product manager for mortgages at Accord Mortgages, said:

“We’re so pleased to make these positive changes – which include passing on notable reductions to residential borrowers with a bigger deposit; and improving our buy-to-let offering for landlords with a larger deposit, ensuring better value across a wide range of options for brokers and their clients.”