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The Mortgage Works cuts rates for limited company landlords
25 February 2026
The Mortgage Works is cutting rates by up to 0.20 percentage points on selected two and five-year fixed rate products for new and existing customers across its limited company buy-to-let range. The new rates will be effective from tomorrow, Thursday 26 February.
New business limited company buy-to-let rates include:
- Two-year fixed rate (purchase, remortgage and further advance) at 3.74% (reduced by 0.20%) with a 3% fee, available up to 75% LTV with free valuation.
- Two-year fixed rate (purchase, remortgage and further advance) at 4.74% (reduced by 0.15%) with a £1,495 fee, available up to 75% LTV with free valuation.
- Five-year fixed rate (purchase, remortgage and further advance) at 4.97% (reduced by 0.07%) with no fee, available up to 75% LTV with free valuation.
Existing limited company customer switcher rates include:
- Two-year fixed rate at 3.74% (reduced by 0.05%) with a 3% fee, available up to 75% LTV.
- Two-year fixed rate at 5.29% (reduced by 0.15%) with no fee, available up to 75% LTV.
- Five-year fixed rate at 4.79% (reduced by 0.05%) with a £1,495 fee, available up to 75% LTV.
Keir Fraser, Lead Manager at The Mortgage Works, said:
“The Mortgage Works has been supporting the limited company buy-to-let market since 2018. We’re delighted to be making these latest rate cuts as we continue to focus on offering limited company landlords a competitive range of products.”
