TwentyCi comments on HMRC property transaction data

27 February 2026

Colin Bradshaw, CEO at TwentyCi, says:

“A marginal dip in transactions highlights the persistent friction in the market as we navigate the fallout of the 2025 fiscal changes. While the macroeconomic 'noise' is beginning to settle - with inflation finally tracking back toward the 2% target - the reality for many movers remains one of cautious affordability. This, coupled with the recently announced ‘Mansion Tax’, has created a natural cooling effect - particularly in premium properties where we’re seeing more buyer caution than other areas of the market.

“However, buyer enquiries in the mainstream remain robust, which suggests there is a significant amount of latent demand. Once the current political and inflationary uncertainty fully clears, this pause could quickly turn into a surge. For lenders, the year ahead remains one of significant opportunity as these hesitant buyers eventually ease off the brake with confidence.”