60% spike in mortgage applications in two days - Acre’s live data show homeowner jitters

11 March 2026

Acre live Mortgage Application data (as of 11 Mar)

Acre’s platform has seen a 60% leap in mortgage submissions to lenders by brokers so far this week (w/c 10 Mar), as geopolitical events continue to wreak havoc on the markets.

Homeowners are getting jittery about losing out on the last sub-4.0% rates. This accounts not only for the big jump in mortgage submissions but also in case creations, as brokers try to get ahead of expected rate increases.

Remortgages, in particular, are driving this surge. Acre has seen a 30% increase in case creations as consumers make earlier-than-expected moves to lock in rates, with bond swaps spiking and a potential Bank of England base rate rise on the horizon.

This is putting further pressure on brokers up and down the country to secure the best deals for their clients.

Reuben Thompson, Head of Product Innovation at Acre, said:

“As always, mortgage brokers have their ears to the ground and are working harder than ever to ensure their clients get the best rates locked in. Seeing in the data how brokers react so quickly to changes in the market is yet another proof point of the value intermediaries bring to their customers.”

Mortgage Case Submission in the last two weeks (though Acre’s intermediary platform up until 11 March)

Mortgage Case Submission for Remortgages and First Time Buyers in the last two weeks (though Acre’s intermediary platform up until 11 March)