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StreamBank reduces rates and sharpens criteria

16 March 2026

StreamBank has reduced its bridging rates, with loans now starting from 0.59 per cent, as the bridging, development and commercial lender positions for a year of growth.

As well as the rate reduction, StreamBank has enhanced its AVM and Desktop valuation criteria. It will now consider AVMs up to 75% in certain circumstances, as well as offering Desktop valuations on properties up to £2m.

The changes form part of a wider strategy to strengthen the bank’s proposition for brokers and professional property investors at a time when activity across the bridging sector continues to strengthen.

In recent months, the bank and specialist lender has introduced a simplified product structure designed to make its bridging range easier for brokers to understand and place cases with confidence.

The lender also combines automated valuation models, title insurance options and experienced underwriting to help brokers move cases forward quickly across its regulated and unregulated bridging range.

The bank says these capabilities are increasingly important as brokers work on more detailed and carefully structured cases in response to planning delays, changing exit strategies and a more cautious credit environment.

StreamBank has also strengthened its team with a series of appointments at the start of the year, including Lorenzo Satchell as National Account Director, alongside Kendyl Binnie as business development manager (BDM) and Denise Davies as a senior underwriter.

Roz Cawood, Managing Director, property finance at StreamBank, said:

“Bridging finance continues to play an important role in helping brokers and investors move quickly when opportunities arise, and we expect to see further growth in activity over the coming year.

“By reducing our rates and increasing the property values we will lend against, we are giving brokers greater flexibility when structuring deals for their clients.”

For more information on StreamBank’s bridging range, visit www.streambank.co.uk