Virgin Money - We’re increasing selected rates

25 March 2026

We wanted to let you know that we’re making the following changes on Thursday 26 March.

Purchase

• 2 year fixed rates will be increased by up to 0.70%
• 5 year fixed rates will be increased by up to 0.65%
• 10 year fixed rates will be increased by 0.60%
• Shared Ownership fixed rates will be increased by up to 0.70%
• 65% & 75% LTV 2 year tracker rates with £999 fee will be increased by 0.10%

Remortgage

• 2 year fixed rates will be increased by up to 0.65%
• 5 year fixed rates will be increased by 0.60%
• 75% LTV 10 Year Fixed Rate fee-saver will be increased by 0.55%

BTL

• 2 year fixed rates will be increased by 0.75%
• 5 year fixed rates will be increased by 0.65%

Product Transfer

• 2 year fixed rates will be increased by up to 0.40%
• 3 year fixed rates will be increased by up to 0.40%
• 5 year fixed rates will be increased by up to 0.40%
• 10 year fixed rates will be increased by 0.30%
• 65% & 75% LTV 2 year tracker rates with £999 fee will be increased by 0.10%
• 2 year BTL fixed rates will be increased by 0.50%
• 3 year BTL fixed rates will be increased by up to 0.50%
• 5 year BTL fixed rates will be increased by 0.40%

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money