Inspired Lending delivers £1.38m capital raise on vacant industrial asset in Brixton

26 March 2026

Inspired Lending has completed a £1.38m capital raise, secured by a first charge against an unencumbered vacant commercial property in Brixton at 55% loan-to-value.

The 12 month facility, introduced by Narinder Gill, Senior Associate at Coreco Commercial Finance, was arranged against a site comprising three interconnecting vacant industrial units, which were formerly owner-occupied. The business was no longer trading and the asset was being sold, with the loan structured against the planned sale of the property as the exit.

Funds from the loan were used to settle third party creditors and part repay a shareholder loan, helping the borrower to address outstanding liabilities ahead of disposal.

The transaction required a clear understanding of both the asset and the borrower’s wider position, with a focus on releasing value from an unencumbered property within a defined timeframe.

It has been a busy start to the year for Inspired Lending. In January, the lender launched its flexible funding facility for property professionals and experienced investors, followed by a reduction in bridging rates across its product range earlier this month.

Inspired Lending specialises in short-term funding across a range of scenarios, including capital raising, acquisitions, refurbishment and development exit, supporting borrowers with both straightforward and more complex requirements.

Gavin Diamond, CEO of Inspired Lending, said:

“Cases like this ultimately rely on consistent communication and a straightforward approach, particularly where timing and certainty are paramount.”

“The borrower needed to address a number of financial commitments while awaiting a sale of the property, and our role was to provide a structure that gave them the time and flexibility to do that.

“By fully understanding both the asset and the rationale behind the funding, we were able to move decisively at the right time.”

Narinder Gill, Senior Associate at Coreco Commercial Finance, added:

“On paper, this was a straightforward capital raise in structure, but with a clear need for speed and certainty given the borrower’s position.

“The team at Inspired Lending were able to take a pragmatic view on the asset and deliver a solution that allowed the client to settle liabilities and progress with the planned sale.”

For more information, visit: https://inspiredlending.co.uk