HSBC - We’re increasing our residential and BTL mortgage rates

26 March 2026

With effect from Friday 27th March, we’ll be making a number of increases to our residential and BTL mortgage rates.

To ensure we continue to lend responsibly, we have taken the decision to increase our residential affordability stress rates. Our residential affordability calculator is currently being updated, however there will be a misalignment during the next five working days - some of your customers applications may show a more generous loan amount in the calculator than the final mortgage offer.

Please note, if an application is no longer proceeding, you can use the ‘Cancel’ button on your broker dashboard to cancel the case.

Click here to view the upcoming changes.

Current Service Levels

Did you know our Service Levels are updated daily on the broker website? Before contacting our Broker Support Team for a case update, please check the case tracking facility and the messages section on our broker portal.

HSBC UK

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