Advisers urged to tighten their process amid current market turmoil by Click2Check

02 April 2026

Click2Check is urging advisers to tighten their processes as lenders continue to pull rates and tighten affordability rules amid the current market turmoil.

The credit and anti-money laundering check and Open Banking provider issued the warning as advisers scramble to secure the best possible deals for clients in the current fast moving rate environment.

With the economic shockwaves of the Iran conflict hitting the housing market hard, latest data from Moneyfacts shows homeowners’ choice of mortgage deals has shrunk by nearly a fifth over the past couple of weeks, with around 1,500 deals pulled.

With lenders adjusting criteria and affordability margins tightening, Click2Check warned that small discrepancies or missing information could lead to a higher risk of cases being declined.

CEO David Jones said it was more important than ever for advisers to get clarity on a client’s financial position before an application is submitted.

He said: “In today’s rate environment, advisers cannot afford uncertainty. Lenders are scrutinising applications more closely than ever and if the information is out of date or incomplete, then the case will be delayed or at worse rejected, meaning more work for advisers and customers potentially losing their rate.

“Click2Check gives advisers the most up-to-date, accurate intelligence they need from the very start of the journey, so they can see what lenders see before they see it, helping them place cases more efficiently, and with far less risk. Having the full financial picture upfront isn’t just helpful - it’s essential.”

Click2Check is the adviser’s single click source of intelligence - delivering the full financial picture upfront so advisers can match clients to the right lender with confidence first time.

It streamlines the fact find process by bringing together everything an adviser needs in an easy-to-read report including credit, banking transaction data, and anti-money laundering information. It means the adviser has the right information to hand with verified financial data, creating significant time savings for both adviser and client.

David said: “By removing manual data gathering and reducing back and forth, advisers can progress cases faster and with far greater accuracy. This reduces the likelihood of surprises, delays, or declines, protecting both the adviser’s reputation and the client’s outcome.”

For more information, visit click2check.com.