Fleet Mortgages launches new two-year tracker products across buy-to-let ranges

10 April 2026

Fleet Mortgages, the buy-to-let specialist lender, has today (10th April 2026) announced the launch of three new 75% LTV two-year tracker products available within its three buy-to-let lending ranges: Standard, Limited Company and HMO/Multi-Unit Freehold Block (MUFB).

Within both the Standard and Limited Company ranges, the new two-year tracker products are available at Bank Base Rate (BBR) plus 0.75%, with a current price of 4.5%. Both include a free valuation up to £500k.

The HMO/MUFB two-year tracker is available at BBR plus 1.4%, with a current price of 5.15%.

The three new tracker products come with a 2% completion fee (minimum £750) and no ERCs, which Fleet said offers landlords greater flexibility to switch products without penalty. All three tracker products revert to BBR plus 3% at the end of the term, which runs until 31st October 2028.

Fleet said the introduction of these new two-year trackers provided advisers and their landlord borrower clients with greater choice, particularly for those seeking short-term flexibility in the current interest rate environment.

For further information on all Fleet Mortgages’ products, please visit:
www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“These new two-year tracker products have been designed to provide landlords with maximum flexibility at a time when many are looking to keep their options open.

“By removing ERCs, we are allowing borrowers to benefit from a competitive tracker rate today, while retaining the ability to switch products as market conditions evolve.

“We know advisers are working closely with landlord clients to navigate an uncertain rate environment, and these products offer a straightforward solution for those who may not want to commit to a longer-term, fixed-rate at this stage.

“As always, our focus is on delivering a broad and adaptable product range that supports advisers in meeting a wide variety of their landlord clients’ needs.”