Paragon Bank launches limited edition flat fee five-year buy-to-let mortgage range and reintroduces 80% LTV product

10 April 2026

Paragon Bank has bolstered its range of buy-to-let mortgages with the launch of five-year fixed-rate limited edition products, available at up to 70% loan-to-value (LTV), in addition to reintroducing an 80% LTV product.

Paragon has launched six limited edition five-year fixed products - three for loans up to £1 million and three for mortgages above £1 million up to £4 million (dependant on LTV and number of properties), all with a flat fee of £3,995.

Rates on products with a maximum loan of up to £1 million start at 5.67% for single self-contained (SSC) properties with an EPC rating of A-C, increasing by 5bps for those with EPCs of D or E.

For loans of above £1 million up to £4 million, rates start at 5.79% for SSC properties with an EPC rating of A-C, increasing by 5bps for those with EPCs of D or E.

Two limited edition five-year fixed-rate products are available for Houses in Multiple Occupation and Multi-unit Blocks, priced at 5.92% for loans up to £1 million and 6.04% for loans between £1 million and £4 million.

The products are available for landlords purchasing in their own name or limited company structures and come with free valuation.

The specialist lender has also reintroduced an 80% LTV five-year fixed rate product, with rates starting at 6.60% for single self-contained properties with EPC ratings of A-C. This product comes with no fee.

Jason Wilde, Paragon Bank head of mortgage sales, said:

“It’s fantastic to bring new limited edition five-year fixes to the market, bolstering choice for landlords. With loans available at up to £4 million with a flat £3,995 fee, as well as an 80% LTV option with nil fee, these products will particularly appeal to landlords who want to invest in higher value properties.”

For more information, including Annual Percentage Rates of Charge (APRC) and Early Redemption Charges (ERC), please visit the Paragon website here.